Call reports 2026
NORTH SALEM STATE BANK, THE — 2026
What NORTH SALEM STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 775,081,000 | 769,633,000 |
| Total loans | 619,837,000 | 627,537,000 |
| Allowance for loan losses | 10,127,000 | 10,329,000 |
| Securities available for sale | 71,904,000 | 77,159,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 687,220,000 | 687,876,000 |
| Interest-bearing deposits | 527,533,000 | 531,861,000 |
| Noninterest-bearing deposits | 159,687,000 | 156,015,000 |
| Equity capital | 65,651,000 | 69,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,534,000 | 23,693,000 |
| Interest expense | 3,840,000 | 7,910,000 |
| Net interest income | 7,694,000 | 15,783,000 |
| Noninterest income | 1,528,000 | 2,711,000 |
| Noninterest expense | 5,024,000 | 9,967,000 |
| Provision for loan losses | 12,000 | 214,000 |
| Pretax income | 3,955,000 | 8,041,000 |
| Income tax | 810,000 | 1,646,000 |
| Net income | 3,145,000 | 6,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 68,379,000 | 71,677,000 |
| Total capital | 76,087,000 | 79,441,000 |
| Risk-weighted assets | 613,765,000 | 618,083,000 |