Call reports 2007
NORTH SALEM STATE BANK, THE — 2007
What NORTH SALEM STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 131,482,000 | 131,676,000 | 133,462,000 | 133,203,000 |
| Total loans | 89,758,000 | 90,117,000 | 91,707,000 | 86,228,000 |
| Allowance for loan losses | 979,000 | 995,000 | 982,000 | 893,000 |
| Securities available for sale | 30,010,000 | 28,807,000 | 29,414,000 | 31,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,136,000 | 113,667,000 | 116,241,000 | 116,390,000 |
| Interest-bearing deposits | 93,103,000 | 94,694,000 | 94,213,000 | 95,444,000 |
| Noninterest-bearing deposits | 19,033,000 | 18,973,000 | 22,028,000 | 20,946,000 |
| Equity capital | 10,195,000 | 10,232,000 | 10,267,000 | 10,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 4,283,000 | 6,459,000 | 8,510,000 |
| Interest expense | 1,054,000 | 2,148,000 | 3,249,000 | 4,332,000 |
| Net interest income | 1,081,000 | 2,135,000 | 3,210,000 | 4,178,000 |
| Noninterest income | 255,000 | 600,000 | 897,000 | 1,270,000 |
| Noninterest expense | 1,000,000 | 1,938,000 | 2,943,000 | 3,934,000 |
| Provision for loan losses | 49,000 | 94,000 | 169,000 | 1,139,000 |
| Pretax income | 285,000 | 622,000 | 915,000 | 291,000 |
| Income tax | 61,000 | 117,000 | 195,000 | -159,000 |
| Net income | 224,000 | 505,000 | 720,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,192,000 | 10,474,000 | 10,238,000 | 9,968,000 |
| Total capital | 11,171,000 | 11,469,000 | 11,220,000 | 10,861,000 |
| Risk-weighted assets | 97,526,000 | 98,361,000 | 99,264,000 | 97,588,000 |
Machine access — free, no API key
Every figure shown here about NORTH SALEM STATE BANK, THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.