Call reports 2025
MNB BANK — 2025
What MNB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 587,826,000 | 597,036,000 | 591,902,000 | 594,966,000 |
| Total loans | 369,562,000 | 387,056,000 | 383,860,000 | 390,379,000 |
| Allowance for loan losses | 5,097,000 | 5,385,000 | 5,668,000 | 5,581,000 |
| Securities available for sale | 165,988,000 | 161,026,000 | 158,902,000 | 151,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,612,000 | 486,610,000 | 485,060,000 | 497,196,000 |
| Interest-bearing deposits | 422,727,000 | 425,961,000 | 424,021,000 | 423,593,000 |
| Noninterest-bearing deposits | 62,885,000 | 60,649,000 | 61,039,000 | 73,603,000 |
| Equity capital | 57,738,000 | 59,937,000 | 62,869,000 | 65,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,764,000 | 13,963,000 | 21,442,000 | 28,821,000 |
| Interest expense | 2,817,000 | 5,719,000 | 8,748,000 | 11,532,000 |
| Net interest income | 3,947,000 | 8,244,000 | 12,694,000 | 17,289,000 |
| Noninterest income | 751,000 | 1,503,000 | 2,415,000 | 3,380,000 |
| Noninterest expense | 3,491,000 | 6,820,000 | 10,450,000 | 14,396,000 |
| Provision for loan losses | 200,000 | 325,000 | 590,000 | 690,000 |
| Pretax income | 1,007,000 | 2,602,000 | 4,069,000 | 5,583,000 |
| Income tax | 59,000 | 224,000 | 414,000 | 428,000 |
| Net income | 948,000 | 2,378,000 | 3,655,000 | 5,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,054,000 | 62,107,000 | 63,008,000 | 64,082,000 |