Call reports 2024
MNB BANK — 2024
What MNB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 590,126,000 | 584,831,000 | 589,712,000 | 569,885,000 |
| Total loans | 314,635,000 | 345,882,000 | 347,273,000 | 345,911,000 |
| Allowance for loan losses | 4,596,000 | 4,632,000 | 4,618,000 | 5,026,000 |
| Securities available for sale | 187,813,000 | 179,043,000 | 181,004,000 | 169,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,035,000 | 479,977,000 | 480,131,000 | 476,795,000 |
| Interest-bearing deposits | 422,070,000 | 413,863,000 | 418,149,000 | 414,856,000 |
| Noninterest-bearing deposits | 62,965,000 | 66,114,000 | 61,982,000 | 61,939,000 |
| Equity capital | 55,009,000 | 54,365,000 | 59,156,000 | 56,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,481,000 | 13,280,000 | 20,044,000 | 26,823,000 |
| Interest expense | 3,214,000 | 6,461,000 | 9,793,000 | 12,844,000 |
| Net interest income | 3,267,000 | 6,819,000 | 10,251,000 | 13,979,000 |
| Noninterest income | 675,000 | 1,495,000 | 2,283,000 | 2,782,000 |
| Noninterest expense | 3,207,000 | 6,520,000 | 9,890,000 | 13,237,000 |
| Provision for loan losses | 0 | 400,000 | 1,100,000 | 1,800,000 |
| Pretax income | 735,000 | 1,394,000 | 1,544,000 | 1,724,000 |
| Income tax | 28,000 | 58,000 | 59,000 | -246,000 |
| Net income | 707,000 | 1,336,000 | 1,485,000 | 1,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,559,000 | 59,936,000 | 60,034,000 | 60,358,000 |