Call reports 2023
MNB BANK — 2023
What MNB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 559,557,000 | 550,312,000 | 548,703,000 | 562,132,000 |
| Total loans | 279,265,000 | 303,614,000 | 308,827,000 | 314,243,000 |
| Allowance for loan losses | 4,353,000 | 4,526,000 | 4,531,000 | 4,597,000 |
| Securities available for sale | 205,796,000 | 197,702,000 | 188,168,000 | 194,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,918,000 | 481,144,000 | 473,996,000 | 478,612,000 |
| Interest-bearing deposits | 416,504,000 | 412,134,000 | 411,041,000 | 412,166,000 |
| Noninterest-bearing deposits | 81,414,000 | 69,010,000 | 62,955,000 | 66,446,000 |
| Equity capital | 53,875,000 | 51,824,000 | 46,765,000 | 56,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,285,000 | 10,923,000 | 16,819,000 | 22,890,000 |
| Interest expense | 1,594,000 | 3,700,000 | 6,462,000 | 9,381,000 |
| Net interest income | 3,691,000 | 7,223,000 | 10,357,000 | 13,509,000 |
| Noninterest income | 699,000 | 1,479,000 | 2,263,000 | 2,971,000 |
| Noninterest expense | 3,525,000 | 6,883,000 | 10,184,000 | 13,494,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 865,000 | 1,819,000 | 2,436,000 | 2,986,000 |
| Income tax | 77,000 | 175,000 | 195,000 | 191,000 |
| Net income | 788,000 | 1,644,000 | 2,241,000 | 2,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,706,000 | 58,272,000 | 58,679,000 | 59,094,000 |