Call reports 2022
MNB BANK — 2022
What MNB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 420,009,000 | 551,882,000 | 537,631,000 | 554,424,000 |
| Total loans | 209,281,000 | 286,476,000 | 280,073,000 | 289,903,000 |
| Allowance for loan losses | 5,045,000 | 5,353,000 | 4,005,000 | 3,948,000 |
| Securities available for sale | 160,756,000 | 213,668,000 | 206,676,000 | 205,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,862,000 | 476,472,000 | 475,254,000 | 478,961,000 |
| Interest-bearing deposits | 302,077,000 | 384,044,000 | 375,146,000 | 389,834,000 |
| Noninterest-bearing deposits | 61,785,000 | 92,428,000 | 100,108,000 | 89,127,000 |
| Equity capital | 51,990,000 | 53,735,000 | 45,638,000 | 50,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,036,000 | 6,579,000 | 11,422,000 | 16,554,000 |
| Interest expense | 256,000 | 559,000 | 1,015,000 | 1,854,000 |
| Net interest income | 2,780,000 | 6,020,000 | 10,407,000 | 14,700,000 |
| Noninterest income | 765,000 | 1,486,000 | 2,465,000 | 3,287,000 |
| Noninterest expense | 2,235,000 | 4,815,000 | 8,409,000 | 12,358,000 |
| Provision for loan losses | 0 | 0 | 775,000 | 1,040,000 |
| Pretax income | 1,310,000 | 2,691,000 | 3,688,000 | 4,589,000 |
| Income tax | 104,000 | 305,000 | 380,000 | 510,000 |
| Net income | 1,206,000 | 2,386,000 | 3,308,000 | 4,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,837,000 | 56,020,000 | 56,880,000 | 57,488,000 |