Call reports 2021
MNB BANK — 2021
What MNB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 411,675,000 | 408,310,000 | 415,983,000 | 417,772,000 |
| Total loans | 223,579,000 | 221,340,000 | 215,675,000 | 212,833,000 |
| Allowance for loan losses | 5,866,000 | 5,858,000 | 5,043,000 | 5,043,000 |
| Securities available for sale | 140,837,000 | 141,868,000 | 153,618,000 | 166,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,042,000 | 342,851,000 | 352,242,000 | 354,162,000 |
| Interest-bearing deposits | 292,242,000 | 292,336,000 | 297,418,000 | 299,704,000 |
| Noninterest-bearing deposits | 55,800,000 | 50,515,000 | 54,824,000 | 54,458,000 |
| Equity capital | 57,797,000 | 59,145,000 | 58,898,000 | 58,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,064,000 | 6,531,000 | 9,797,000 | 12,811,000 |
| Interest expense | 347,000 | 679,000 | 985,000 | 1,266,000 |
| Net interest income | 2,717,000 | 5,852,000 | 8,812,000 | 11,545,000 |
| Noninterest income | 531,000 | 1,081,000 | 1,698,000 | 2,448,000 |
| Noninterest expense | 2,014,000 | 4,212,000 | 6,453,000 | 9,076,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 400,000 |
| Pretax income | 1,234,000 | 2,721,000 | 3,657,000 | 4,517,000 |
| Income tax | 200,000 | 454,000 | 593,000 | 716,000 |
| Net income | 1,034,000 | 2,267,000 | 3,064,000 | 3,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,130,000 | 57,138,000 | 57,620,000 | 57,974,000 |