Call reports 2020
MNB BANK — 2020
What MNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 356,771,000 | 388,624,000 | 393,224,000 | 397,919,000 |
| Total loans | 226,182,000 | 234,225,000 | 233,448,000 | 222,040,000 |
| Allowance for loan losses | 5,599,000 | 5,604,000 | 5,861,000 | 5,861,000 |
| Securities available for sale | 101,145,000 | 108,378,000 | 108,003,000 | 135,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,050,000 | 323,264,000 | 327,449,000 | 333,265,000 |
| Interest-bearing deposits | 247,814,000 | 279,603,000 | 284,385,000 | 283,230,000 |
| Noninterest-bearing deposits | 44,236,000 | 43,661,000 | 43,064,000 | 50,035,000 |
| Equity capital | 57,800,000 | 59,131,000 | 59,004,000 | 58,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,728,000 | 7,264,000 | 10,715,000 | 13,985,000 |
| Interest expense | 696,000 | 1,264,000 | 1,721,000 | 2,115,000 |
| Net interest income | 3,032,000 | 6,000,000 | 8,994,000 | 11,870,000 |
| Noninterest income | 360,000 | 956,000 | 1,602,000 | 2,243,000 |
| Noninterest expense | 2,218,000 | 4,285,000 | 6,549,000 | 9,057,000 |
| Provision for loan losses | 271,000 | 271,000 | 521,000 | 521,000 |
| Pretax income | 903,000 | 2,400,000 | 3,526,000 | 4,535,000 |
| Income tax | 139,000 | 398,000 | 592,000 | 749,000 |
| Net income | 764,000 | 2,002,000 | 2,934,000 | 3,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,087,000 | 56,009,000 | 56,023,000 | 55,482,000 |