Call reports 2019
MNB BANK — 2019
What MNB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 359,064,000 | 361,488,000 | 361,386,000 | 350,173,000 |
| Total loans | 234,211,000 | 240,304,000 | 229,963,000 | 229,868,000 |
| Allowance for loan losses | 5,300,000 | 5,303,000 | 5,298,000 | 5,303,000 |
| Securities available for sale | 88,241,000 | 90,665,000 | 89,234,000 | 91,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,869,000 | 299,347,000 | 298,491,000 | 283,299,000 |
| Interest-bearing deposits | 259,388,000 | 257,123,000 | 259,713,000 | 242,640,000 |
| Noninterest-bearing deposits | 39,481,000 | 42,224,000 | 38,778,000 | 40,659,000 |
| Equity capital | 52,792,000 | 54,567,000 | 55,525,000 | 55,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,585,000 | 7,702,000 | 11,773,000 | 15,649,000 |
| Interest expense | 792,000 | 1,633,000 | 2,476,000 | 3,259,000 |
| Net interest income | 2,793,000 | 6,069,000 | 9,297,000 | 12,390,000 |
| Noninterest income | 347,000 | 790,000 | 1,333,000 | 1,837,000 |
| Noninterest expense | 2,003,000 | 4,024,000 | 6,344,000 | 8,816,000 |
| Provision for loan losses | 550,000 | 550,000 | 550,000 | 550,000 |
| Pretax income | 587,000 | 2,285,000 | 3,736,000 | 4,861,000 |
| Income tax | 69,000 | 385,000 | 642,000 | 828,000 |
| Net income | 518,000 | 1,900,000 | 3,094,000 | 4,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,328,000 | 53,210,000 | 54,006,000 | 54,534,000 |
| Total capital | 55,921,000 | 56,871,000 | 57,639,000 | 58,232,000 |
| Risk-weighted assets | 285,801,000 | 291,276,000 | 288,980,000 | 294,312,000 |