Call reports 2018
MNB BANK — 2018
What MNB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 361,736,000 | 352,482,000 | 360,120,000 | 353,961,000 |
| Total loans | 235,428,000 | 240,571,000 | 240,982,000 | 237,479,000 |
| Allowance for loan losses | 6,391,000 | 5,505,000 | 5,725,000 | 4,743,000 |
| Securities available for sale | 78,897,000 | 79,802,000 | 84,602,000 | 90,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,924,000 | 295,000,000 | 301,621,000 | 291,632,000 |
| Interest-bearing deposits | 262,844,000 | 258,192,000 | 262,638,000 | 253,007,000 |
| Noninterest-bearing deposits | 40,080,000 | 36,808,000 | 38,983,000 | 38,625,000 |
| Equity capital | 49,973,000 | 49,899,000 | 50,538,000 | 51,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 7,301,000 | 11,241,000 | 15,293,000 |
| Interest expense | 650,000 | 1,360,000 | 2,092,000 | 2,899,000 |
| Net interest income | 2,921,000 | 5,941,000 | 9,149,000 | 12,394,000 |
| Noninterest income | 417,000 | 859,000 | 1,267,000 | 1,656,000 |
| Noninterest expense | 1,936,000 | 3,842,000 | 5,926,000 | 7,822,000 |
| Provision for loan losses | 1,275,000 | 2,690,000 | 2,890,000 | 4,040,000 |
| Pretax income | 127,000 | 268,000 | 1,600,000 | 2,188,000 |
| Income tax | -38,000 | 10,000 | 161,000 | 233,000 |
| Net income | 165,000 | 258,000 | 1,439,000 | 1,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,620,000 | 50,712,000 | 51,710,000 | 51,927,000 |
| Total capital | 54,232,000 | 54,325,000 | 55,376,000 | 55,536,000 |
| Risk-weighted assets | 286,006,000 | 287,005,000 | 291,121,000 | 287,658,000 |