Call reports 2017
MNB BANK — 2017
What MNB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 334,020,000 | 343,214,000 | 348,342,000 | 343,917,000 |
| Total loans | 247,392,000 | 259,041,000 | 250,156,000 | 242,100,000 |
| Allowance for loan losses | 6,062,000 | 6,104,000 | 6,105,000 | 5,113,000 |
| Securities available for sale | 66,033,000 | 64,374,000 | 63,783,000 | 71,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,729,000 | 276,063,000 | 286,321,000 | 282,865,000 |
| Interest-bearing deposits | 240,460,000 | 240,154,000 | 247,549,000 | 246,176,000 |
| Noninterest-bearing deposits | 35,269,000 | 35,909,000 | 38,772,000 | 36,689,000 |
| Equity capital | 49,815,000 | 50,880,000 | 51,475,000 | 50,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,445,000 | 7,359,000 | 11,183,000 | 14,846,000 |
| Interest expense | 430,000 | 917,000 | 1,511,000 | 2,128,000 |
| Net interest income | 3,015,000 | 6,442,000 | 9,672,000 | 12,718,000 |
| Noninterest income | 379,000 | 739,000 | 1,118,000 | 1,493,000 |
| Noninterest expense | 1,784,000 | 3,629,000 | 5,836,000 | 7,947,000 |
| Provision for loan losses | 315,000 | 360,000 | 360,000 | 1,360,000 |
| Pretax income | 1,295,000 | 3,192,000 | 4,594,000 | 4,904,000 |
| Income tax | 410,000 | 1,035,000 | 1,493,000 | 1,985,000 |
| Net income | 885,000 | 2,157,000 | 3,101,000 | 2,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,536,000 | 50,460,000 | 51,025,000 | 50,454,000 |
| Total capital | 53,114,000 | 54,152,000 | 54,638,000 | 54,049,000 |
| Risk-weighted assets | 283,602,000 | 292,800,000 | 286,379,000 | 285,911,000 |