Call reports 2016
MNB BANK — 2016
What MNB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 331,315,000 | 334,812,000 | 332,433,000 | 335,929,000 |
| Total loans | 237,429,000 | 241,876,000 | 247,916,000 | 247,188,000 |
| Allowance for loan losses | 5,020,000 | 5,228,000 | 5,484,000 | 5,746,000 |
| Securities available for sale | 59,105,000 | 62,015,000 | 60,508,000 | 67,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,461,000 | 276,290,000 | 274,334,000 | 270,026,000 |
| Interest-bearing deposits | 235,396,000 | 233,323,000 | 238,930,000 | 231,833,000 |
| Noninterest-bearing deposits | 38,065,000 | 42,967,000 | 35,404,000 | 38,193,000 |
| Equity capital | 48,767,000 | 49,487,000 | 49,850,000 | 49,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,344,000 | 6,756,000 | 10,163,000 | 13,241,000 |
| Interest expense | 385,000 | 795,000 | 1,203,000 | 1,616,000 |
| Net interest income | 2,959,000 | 5,961,000 | 8,960,000 | 11,625,000 |
| Noninterest income | 354,000 | 704,000 | 1,053,000 | 1,400,000 |
| Noninterest expense | 1,822,000 | 3,581,000 | 5,423,000 | 7,417,000 |
| Provision for loan losses | 175,000 | 380,000 | 630,000 | 890,000 |
| Pretax income | 1,316,000 | 2,704,000 | 3,960,000 | 4,718,000 |
| Income tax | 411,000 | 857,000 | 1,258,000 | 1,500,000 |
| Net income | 905,000 | 1,847,000 | 2,702,000 | 3,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,687,000 | 48,287,000 | 48,799,000 | 48,980,000 |
| Total capital | 51,112,000 | 51,742,000 | 52,316,000 | 52,615,000 |
| Risk-weighted assets | 272,281,000 | 274,504,000 | 279,209,000 | 288,569,000 |