Call reports 2015
MNB BANK — 2015
What MNB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 331,192,000 | 325,230,000 | 322,772,000 | 330,430,000 |
| Total loans | 249,120,000 | 240,624,000 | 239,212,000 | 243,093,000 |
| Allowance for loan losses | 4,706,000 | 4,708,000 | 4,701,000 | 4,846,000 |
| Securities available for sale | 59,448,000 | 60,697,000 | 60,154,000 | 60,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,171,000 | 268,153,000 | 265,994,000 | 273,514,000 |
| Interest-bearing deposits | 236,971,000 | 232,162,000 | 230,551,000 | 228,846,000 |
| Noninterest-bearing deposits | 38,200,000 | 35,991,000 | 35,443,000 | 44,668,000 |
| Equity capital | 46,747,000 | 47,219,000 | 47,846,000 | 47,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,342,000 | 6,679,000 | 9,954,000 | 13,221,000 |
| Interest expense | 353,000 | 726,000 | 1,102,000 | 1,479,000 |
| Net interest income | 2,989,000 | 5,953,000 | 8,852,000 | 11,742,000 |
| Noninterest income | 529,000 | 909,000 | 1,111,000 | 1,412,000 |
| Noninterest expense | 1,703,000 | 3,457,000 | 5,326,000 | 7,434,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 300,000 |
| Pretax income | 1,665,000 | 3,255,000 | 4,487,000 | 5,420,000 |
| Income tax | 530,000 | 1,037,000 | 1,425,000 | 1,713,000 |
| Net income | 1,135,000 | 2,218,000 | 3,062,000 | 3,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,634,000 | 46,359,000 | 46,841,000 | 47,120,000 |
| Total capital | 49,174,000 | 49,799,000 | 50,219,000 | 50,634,000 |
| Risk-weighted assets | 281,915,000 | 273,811,000 | 268,730,000 | 279,627,000 |