Call reports 2014
MNB BANK — 2014
What MNB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 315,905,000 | 316,553,000 | 325,637,000 | 330,680,000 |
| Total loans | 226,645,000 | 235,952,000 | 236,220,000 | 251,506,000 |
| Allowance for loan losses | 4,248,000 | 4,239,000 | 4,369,000 | 4,556,000 |
| Securities available for sale | 62,774,000 | 60,569,000 | 60,366,000 | 56,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,881,000 | 261,671,000 | 271,371,000 | 272,861,000 |
| Interest-bearing deposits | 226,508,000 | 221,376,000 | 225,815,000 | 233,073,000 |
| Noninterest-bearing deposits | 37,373,000 | 40,295,000 | 45,556,000 | 39,788,000 |
| Equity capital | 43,959,000 | 44,974,000 | 45,435,000 | 45,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,174,000 | 6,405,000 | 9,669,000 | 13,019,000 |
| Interest expense | 350,000 | 707,000 | 1,060,000 | 1,418,000 |
| Net interest income | 2,824,000 | 5,698,000 | 8,609,000 | 11,601,000 |
| Noninterest income | 489,000 | 890,000 | 1,198,000 | 1,548,000 |
| Noninterest expense | 1,640,000 | 3,242,000 | 4,896,000 | 6,853,000 |
| Provision for loan losses | 105,000 | 105,000 | 230,000 | 415,000 |
| Pretax income | 1,568,000 | 3,241,000 | 4,681,000 | 5,881,000 |
| Income tax | 493,000 | 1,031,000 | 1,490,000 | 1,868,000 |
| Net income | 1,075,000 | 2,210,000 | 3,191,000 | 4,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,987,000 | 43,770,000 | 44,395,000 | 44,855,000 |
| Total capital | 46,243,000 | 47,080,000 | 47,744,000 | 48,386,000 |
| Risk-weighted assets | 259,347,000 | 263,700,000 | 266,736,000 | 281,335,000 |