Call reports 2013
MNB BANK — 2013
What MNB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 303,549,000 | 303,849,000 | 307,485,000 | 317,756,000 |
| Total loans | 200,709,000 | 216,300,000 | 223,819,000 | 235,265,000 |
| Allowance for loan losses | 3,398,000 | 3,477,000 | 4,003,000 | 4,146,000 |
| Securities available for sale | 85,408,000 | 69,521,000 | 64,042,000 | 60,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,059,000 | 244,346,000 | 253,932,000 | 262,301,000 |
| Interest-bearing deposits | 211,318,000 | 210,143,000 | 216,989,000 | 221,843,000 |
| Noninterest-bearing deposits | 37,741,000 | 34,203,000 | 36,943,000 | 40,458,000 |
| Equity capital | 42,351,000 | 42,297,000 | 42,845,000 | 43,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,878,000 | 5,954,000 | 9,135,000 | 12,403,000 |
| Interest expense | 398,000 | 787,000 | 1,168,000 | 1,541,000 |
| Net interest income | 2,480,000 | 5,167,000 | 7,967,000 | 10,862,000 |
| Noninterest income | 395,000 | 943,000 | 1,252,000 | 1,630,000 |
| Noninterest expense | 1,506,000 | 3,076,000 | 4,838,000 | 6,720,000 |
| Provision for loan losses | 25,000 | 65,000 | 155,000 | 310,000 |
| Pretax income | 1,344,000 | 2,948,000 | 4,205,000 | 5,441,000 |
| Income tax | 406,000 | 903,000 | 1,282,000 | 1,671,000 |
| Net income | 938,000 | 2,045,000 | 2,923,000 | 3,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,453,000 | 41,230,000 | 41,762,000 | 42,260,000 |
| Total capital | 43,599,000 | 44,525,000 | 45,150,000 | 45,739,000 |
| Risk-weighted assets | 251,273,000 | 263,305,000 | 270,280,000 | 277,534,000 |