Call reports 2012
MNB BANK — 2012
What MNB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 292,514,000 | 294,972,000 | 295,662,000 | 303,799,000 |
| Total loans | 175,489,000 | 187,310,000 | 186,537,000 | 196,717,000 |
| Allowance for loan losses | 2,801,000 | 2,800,000 | 2,953,000 | 3,255,000 |
| Securities available for sale | 92,634,000 | 88,275,000 | 85,320,000 | 82,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,963,000 | 236,268,000 | 243,466,000 | 252,271,000 |
| Interest-bearing deposits | 208,824,000 | 202,624,000 | 211,865,000 | 207,757,000 |
| Noninterest-bearing deposits | 32,139,000 | 33,644,000 | 31,601,000 | 44,514,000 |
| Equity capital | 40,537,000 | 41,140,000 | 41,787,000 | 41,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,953,000 | 5,951,000 | 9,009,000 | 12,041,000 |
| Interest expense | 637,000 | 1,224,000 | 1,737,000 | 2,208,000 |
| Net interest income | 2,316,000 | 4,727,000 | 7,272,000 | 9,833,000 |
| Noninterest income | 360,000 | 708,000 | 1,051,000 | 1,505,000 |
| Noninterest expense | 1,408,000 | 2,792,000 | 4,259,000 | 5,869,000 |
| Provision for loan losses | 65,000 | 240,000 | 440,000 | 740,000 |
| Pretax income | 1,203,000 | 2,403,000 | 3,624,000 | 4,729,000 |
| Income tax | 359,000 | 718,000 | 1,082,000 | 1,405,000 |
| Net income | 844,000 | 1,685,000 | 2,542,000 | 3,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,468,000 | 38,974,000 | 39,500,000 | 39,866,000 |
| Total capital | 41,294,000 | 41,922,000 | 42,459,000 | 42,930,000 |
| Risk-weighted assets | 225,934,000 | 235,808,000 | 236,037,000 | 244,753,000 |