Call reports 2011
MNB BANK — 2011
What MNB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 275,925,000 | 274,633,000 | 282,169,000 | 297,734,000 |
| Total loans | 172,850,000 | 178,065,000 | 184,885,000 | 186,101,000 |
| Allowance for loan losses | 2,956,000 | 3,133,000 | 3,034,000 | 2,724,000 |
| Securities available for sale | 86,563,000 | 80,171,000 | 78,099,000 | 85,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,882,000 | 223,398,000 | 228,860,000 | 245,658,000 |
| Interest-bearing deposits | 197,943,000 | 200,366,000 | 204,820,000 | 210,429,000 |
| Noninterest-bearing deposits | 23,939,000 | 23,032,000 | 24,040,000 | 35,229,000 |
| Equity capital | 37,725,000 | 38,704,000 | 39,586,000 | 40,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,895,000 | 5,936,000 | 8,990,000 | 12,069,000 |
| Interest expense | 764,000 | 1,522,000 | 2,268,000 | 2,973,000 |
| Net interest income | 2,131,000 | 4,414,000 | 6,722,000 | 9,096,000 |
| Noninterest income | 360,000 | 666,000 | 966,000 | 1,259,000 |
| Noninterest expense | 1,315,000 | 2,646,000 | 4,076,000 | 5,537,000 |
| Provision for loan losses | 125,000 | 300,000 | 300,000 | 350,000 |
| Pretax income | 1,051,000 | 2,134,000 | 3,312,000 | 4,468,000 |
| Income tax | 314,000 | 638,000 | 990,000 | 1,341,000 |
| Net income | 737,000 | 1,496,000 | 2,322,000 | 3,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,565,000 | 36,991,000 | 37,486,000 | 37,964,000 |
| Total capital | 39,268,000 | 39,723,000 | 40,343,000 | 40,838,000 |
| Risk-weighted assets | 215,813,000 | 218,043,000 | 228,246,000 | 231,594,000 |