Call reports 2010
MNB BANK — 2010
What MNB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 256,298,000 | 257,114,000 | 262,995,000 | 268,875,000 |
| Total loans | 166,786,000 | 165,448,000 | 168,251,000 | 164,146,000 |
| Allowance for loan losses | 3,101,000 | 2,927,000 | 2,809,000 | 2,814,000 |
| Securities available for sale | 68,120,000 | 71,293,000 | 69,917,000 | 83,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,206,000 | 206,346,000 | 212,998,000 | 217,379,000 |
| Interest-bearing deposits | 187,196,000 | 188,376,000 | 193,258,000 | 190,297,000 |
| Noninterest-bearing deposits | 19,010,000 | 17,970,000 | 19,740,000 | 27,082,000 |
| Equity capital | 36,720,000 | 37,361,000 | 37,783,000 | 37,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,989,000 | 5,995,000 | 9,011,000 | 11,985,000 |
| Interest expense | 905,000 | 1,794,000 | 2,660,000 | 3,490,000 |
| Net interest income | 2,084,000 | 4,201,000 | 6,351,000 | 8,495,000 |
| Noninterest income | 307,000 | 623,000 | 918,000 | 1,230,000 |
| Noninterest expense | 1,342,000 | 2,685,000 | 4,056,000 | 5,464,000 |
| Provision for loan losses | 210,000 | 210,000 | 275,000 | 275,000 |
| Pretax income | 839,000 | 1,929,000 | 2,938,000 | 3,986,000 |
| Income tax | 241,000 | 568,000 | 868,000 | 1,181,000 |
| Net income | 598,000 | 1,361,000 | 2,070,000 | 2,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,204,000 | 35,514,000 | 35,836,000 | 36,160,000 |
| Total capital | 37,704,000 | 37,988,000 | 38,335,000 | 38,678,000 |
| Risk-weighted assets | 199,225,000 | 197,325,000 | 199,446,000 | 200,981,000 |