Call reports 2008
MNB BANK — 2008
What MNB BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 219,893,000 | 224,595,000 | 224,495,000 | 238,120,000 |
| Total loans | 157,427,000 | 163,704,000 | 160,792,000 | 169,271,000 |
| Allowance for loan losses | 2,678,000 | 3,220,000 | 3,215,000 | 3,398,000 |
| Securities available for sale | 48,105,000 | 45,806,000 | 48,500,000 | 52,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,224,000 | 175,920,000 | 177,894,000 | 192,029,000 |
| Interest-bearing deposits | 158,481,000 | 158,906,000 | 160,391,000 | 167,789,000 |
| Noninterest-bearing deposits | 15,743,000 | 17,014,000 | 17,503,000 | 24,240,000 |
| Equity capital | 35,065,000 | 34,660,000 | 34,929,000 | 36,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,485,000 | 6,736,000 | 9,954,000 | 13,180,000 |
| Interest expense | 1,416,000 | 2,636,000 | 3,824,000 | 5,004,000 |
| Net interest income | 2,069,000 | 4,100,000 | 6,130,000 | 8,176,000 |
| Noninterest income | 287,000 | 557,000 | 837,000 | 1,098,000 |
| Noninterest expense | 1,158,000 | 2,347,000 | 3,564,000 | 4,876,000 |
| Provision for loan losses | 65,000 | 590,000 | 590,000 | 790,000 |
| Pretax income | 1,133,000 | 1,720,000 | 2,813,000 | 3,608,000 |
| Income tax | 331,000 | 473,000 | 794,000 | 1,013,000 |
| Net income | 802,000 | 1,247,000 | 2,019,000 | 2,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,864,000 | 33,942,000 | 34,345,000 | 34,563,000 |
| Total capital | 36,148,000 | 36,338,000 | 36,702,000 | 36,995,000 |
| Risk-weighted assets | 182,201,000 | 190,666,000 | 187,588,000 | 193,412,000 |
Machine access — free, no API key
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