Call reports 2007
MNB BANK — 2007
What MNB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 210,329,000 | 211,724,000 | 214,662,000 | 219,219,000 |
| Total loans | 146,067,000 | 147,763,000 | 149,044,000 | 152,720,000 |
| Allowance for loan losses | 3,055,000 | 2,980,000 | 2,963,000 | 2,603,000 |
| Securities available for sale | 49,787,000 | 48,140,000 | 49,939,000 | 48,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,704,000 | 170,068,000 | 171,112,000 | 172,298,000 |
| Interest-bearing deposits | 152,066,000 | 154,950,000 | 157,394,000 | 155,539,000 |
| Noninterest-bearing deposits | 13,638,000 | 15,118,000 | 13,718,000 | 16,759,000 |
| Equity capital | 33,187,000 | 32,907,000 | 34,028,000 | 34,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,425,000 | 6,951,000 | 10,515,000 | 14,095,000 |
| Interest expense | 1,523,000 | 3,128,000 | 4,755,000 | 6,353,000 |
| Net interest income | 1,902,000 | 3,823,000 | 5,760,000 | 7,742,000 |
| Noninterest income | 293,000 | 556,000 | 837,000 | 1,071,000 |
| Noninterest expense | 1,181,000 | 2,356,000 | 3,582,000 | 5,020,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 1,014,000 | 2,023,000 | 2,970,000 | 3,898,000 |
| Income tax | 290,000 | 580,000 | 845,000 | 1,104,000 |
| Net income | 724,000 | 1,443,000 | 2,125,000 | 2,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,781,000 | 32,764,000 | 33,458,000 | 33,425,000 |
| Total capital | 34,896,000 | 34,964,000 | 35,655,000 | 35,661,000 |
| Risk-weighted assets | 168,270,000 | 175,197,000 | 175,033,000 | 178,388,000 |
Machine access — free, no API key
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