Call reports 2005
MNB BANK — 2005
What MNB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 199,708,000 | 203,488,000 | 203,935,000 | 201,219,000 |
| Total loans | 133,303,000 | 139,772,000 | 139,517,000 | 137,852,000 |
| Allowance for loan losses | 3,286,000 | 3,277,000 | 3,366,000 | 3,371,000 |
| Securities available for sale | 53,308,000 | 51,698,000 | 49,610,000 | 43,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,944,000 | 153,660,000 | 159,016,000 | 157,780,000 |
| Interest-bearing deposits | 138,232,000 | 139,013,000 | 143,975,000 | 140,670,000 |
| Noninterest-bearing deposits | 15,712,000 | 14,647,000 | 15,041,000 | 17,110,000 |
| Equity capital | 30,201,000 | 30,528,000 | 31,009,000 | 30,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,750,000 | 5,695,000 | 8,754,000 | 11,872,000 |
| Interest expense | 949,000 | 1,980,000 | 3,125,000 | 4,317,000 |
| Net interest income | 1,801,000 | 3,715,000 | 5,629,000 | 7,555,000 |
| Noninterest income | 227,000 | 519,000 | 868,000 | 1,179,000 |
| Noninterest expense | 1,129,000 | 2,299,000 | 3,480,000 | 4,792,000 |
| Provision for loan losses | 0 | 35,000 | 120,000 | 120,000 |
| Pretax income | 899,000 | 1,900,000 | 2,897,000 | 3,768,000 |
| Income tax | 250,000 | 534,000 | 819,000 | 1,044,000 |
| Net income | 649,000 | 1,366,000 | 2,078,000 | 2,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,930,000 | 29,977,000 | 30,701,000 | 30,662,000 |
| Total capital | 31,928,000 | 32,046,000 | 32,787,000 | 32,696,000 |
| Risk-weighted assets | 158,526,000 | 164,277,000 | 165,586,000 | 161,365,000 |
Machine access — free, no API key
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