Call reports 2003
MNB BANK — 2003
What MNB BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 171,097,000 | 170,460,000 | 189,741,000 | 190,904,000 |
| Total loans | 104,765,000 | 99,709,000 | 118,493,000 | 120,156,000 |
| Allowance for loan losses | 3,066,000 | 3,041,000 | 3,344,000 | 3,395,000 |
| Securities available for sale | 49,218,000 | 52,685,000 | 57,292,000 | 54,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,734,000 | 130,854,000 | 149,518,000 | 148,810,000 |
| Interest-bearing deposits | 120,311,000 | 119,772,000 | 136,253,000 | 131,963,000 |
| Noninterest-bearing deposits | 11,423,000 | 11,082,000 | 13,265,000 | 16,847,000 |
| Equity capital | 28,241,000 | 28,224,000 | 28,791,000 | 28,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,318,000 | 4,750,000 | 7,158,000 | 9,736,000 |
| Interest expense | 876,000 | 1,739,000 | 2,575,000 | 3,425,000 |
| Net interest income | 1,442,000 | 3,011,000 | 4,583,000 | 6,311,000 |
| Noninterest income | 195,000 | 456,000 | 675,000 | 903,000 |
| Noninterest expense | 876,000 | 1,839,000 | 2,833,000 | 4,016,000 |
| Provision for loan losses | 135,000 | 135,000 | 135,000 | 205,000 |
| Pretax income | 627,000 | 1,494,000 | 2,291,000 | 2,994,000 |
| Income tax | 164,000 | 400,000 | 616,000 | 800,000 |
| Net income | 463,000 | 1,094,000 | 1,675,000 | 2,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,598,000 | 27,688,000 | 27,548,000 | 27,773,000 |
| Total capital | 29,181,000 | 29,236,000 | 29,340,000 | 29,603,000 |
| Risk-weighted assets | 125,125,000 | 122,379,000 | 141,792,000 | 144,799,000 |
Machine access — free, no API key
Every figure shown here about MNB BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.