Call reports 2025
CEDAR RAPIDS BANK AND TRUST COMPANY — 2025
What CEDAR RAPIDS BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,622,065,000 | 2,671,084,000 | 2,768,577,000 | 2,870,944,000 |
| Total loans | 1,790,065,000 | 1,852,316,000 | 1,894,594,000 | 1,988,870,000 |
| Allowance for loan losses | 24,640,000 | 25,037,000 | 24,748,000 | 26,281,000 |
| Securities available for sale | 60,176,000 | 68,000,000 | 69,201,000 | 81,950,000 |
| Securities held to maturity | 244,989,000 | 252,988,000 | 270,223,000 | 269,386,000 |
| Trading assets | 82,445,000 | 82,900,000 | 83,225,000 | 83,857,000 |
| Total deposits | 1,883,959,000 | 1,884,374,000 | 1,890,784,000 | 1,983,603,000 |
| Interest-bearing deposits | 1,604,814,000 | 1,616,352,000 | 1,631,141,000 | 1,722,620,000 |
| Noninterest-bearing deposits | 279,145,000 | 268,022,000 | 259,643,000 | 260,983,000 |
| Equity capital | 438,716,000 | 454,518,000 | 453,386,000 | 469,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 31,931,000 | 64,880,000 | 99,369,000 | 135,004,000 |
| Interest expense | 12,466,000 | 25,393,000 | 39,079,000 | 52,582,000 |
| Net interest income | 19,465,000 | 39,487,000 | 60,290,000 | 82,422,000 |
| Noninterest income | 8,028,000 | 20,602,000 | 41,382,000 | 69,774,000 |
| Noninterest expense | 13,009,000 | 27,338,000 | 42,866,000 | 61,275,000 |
| Provision for loan losses | 456,000 | 2,033,000 | 2,583,000 | 4,122,000 |
| Pretax income | 14,370,000 | 31,441,000 | 56,979,000 | 87,088,000 |
| Income tax | 764,000 | 2,406,000 | 5,984,000 | 10,434,000 |
| Net income | 13,606,000 | 29,035,000 | 50,995,000 | 76,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 437,939,000 | 453,450,000 | 450,491,000 | 466,349,000 |
| Total capital | 465,533,000 | 481,055,000 | 477,756,000 | 495,107,000 |
| Risk-weighted assets | 3,120,349,000 | 3,188,876,000 | 3,275,692,000 | 3,388,138,000 |
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