Call reports 2023
CEDAR RAPIDS BANK AND TRUST COMPANY — 2023
What CEDAR RAPIDS BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,241,131,000 | 2,430,518,000 | 2,447,024,000 | 2,504,868,000 |
| Total loans | 1,637,252,000 | 1,728,279,000 | 1,750,986,000 | 1,698,447,000 |
| Allowance for loan losses | 24,564,000 | 24,285,000 | 24,581,000 | 23,593,000 |
| Securities available for sale | 69,321,000 | 67,353,000 | 61,439,000 | 66,607,000 |
| Securities held to maturity | 168,166,000 | 164,159,000 | 175,502,000 | 190,711,000 |
| Trading assets | 157,110,000 | 194,570,000 | 268,743,000 | 23,319,000 |
| Total deposits | 1,663,138,000 | 1,791,861,000 | 1,722,906,000 | 1,748,516,000 |
| Interest-bearing deposits | 1,370,648,000 | 1,511,234,000 | 1,633,070,000 | 1,703,754,000 |
| Noninterest-bearing deposits | 292,490,000 | 280,627,000 | 89,836,000 | 44,762,000 |
| Equity capital | 297,407,000 | 314,385,000 | 322,287,000 | 353,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 24,462,000 | 50,838,000 | 79,065,000 | 108,113,000 |
| Interest expense | 7,284,000 | 17,437,000 | 28,811,000 | 40,701,000 |
| Net interest income | 17,178,000 | 33,401,000 | 50,254,000 | 67,412,000 |
| Noninterest income | 18,902,000 | 43,861,000 | 58,910,000 | 93,222,000 |
| Noninterest expense | 15,584,000 | 32,633,000 | 48,969,000 | 72,017,000 |
| Provision for loan losses | 1,350,000 | 1,735,000 | 1,880,000 | 828,000 |
| Pretax income | 18,793,000 | 42,416,000 | 57,537,000 | 86,235,000 |
| Income tax | 2,392,000 | 6,664,000 | 8,611,000 | 13,857,000 |
| Net income | 16,401,000 | 35,752,000 | 48,926,000 | 72,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 298,742,000 | 318,223,000 | 331,465,000 | 354,512,000 |
| Total capital | 324,131,000 | 344,440,000 | 358,018,000 | 381,086,000 |
| Risk-weighted assets | 2,036,621,000 | 2,134,963,000 | 2,130,619,000 | 2,446,093,000 |
Machine access — free, no API key
Every figure shown here about CEDAR RAPIDS BANK AND TRUST COMPANY — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.