Call reports 2021
CEDAR RAPIDS BANK AND TRUST COMPANY — 2021
What CEDAR RAPIDS BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,845,769,000 | 1,898,841,000 | 2,004,927,000 | 2,023,177,000 |
| Total loans | 1,382,336,000 | 1,360,202,000 | 1,410,160,000 | 1,437,807,000 |
| Allowance for loan losses | 28,314,000 | 26,063,000 | 26,113,000 | 24,913,000 |
| Securities available for sale | 112,724,000 | 106,968,000 | 112,404,000 | 110,105,000 |
| Securities held to maturity | 137,862,000 | 144,296,000 | 147,108,000 | 144,962,000 |
| Trading assets | 107,049,000 | 174,372,000 | 181,808,000 | 206,830,000 |
| Total deposits | 1,362,929,000 | 1,395,729,000 | 1,526,144,000 | 1,504,992,000 |
| Interest-bearing deposits | 947,472,000 | 1,025,437,000 | 1,111,077,000 | 1,144,865,000 |
| Noninterest-bearing deposits | 415,457,000 | 370,292,000 | 415,067,000 | 360,127,000 |
| Equity capital | 228,048,000 | 240,668,000 | 259,432,000 | 272,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,567,000 | 29,443,000 | 45,167,000 | 61,089,000 |
| Interest expense | 961,000 | 1,831,000 | 2,772,000 | 3,737,000 |
| Net interest income | 13,606,000 | 27,612,000 | 42,395,000 | 57,352,000 |
| Noninterest income | 15,791,000 | 27,501,000 | 54,011,000 | 68,692,000 |
| Noninterest expense | 13,034,000 | 25,406,000 | 42,024,000 | 56,076,000 |
| Provision for loan losses | 2,238,000 | 1,654,000 | 1,654,000 | 467,000 |
| Pretax income | 14,179,000 | 28,126,000 | 53,526,000 | 70,569,000 |
| Income tax | 2,783,000 | 5,585,000 | 11,256,000 | 15,158,000 |
| Net income | 11,396,000 | 22,541,000 | 42,270,000 | 55,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,954,000 | 221,202,000 | 241,037,000 | 254,279,000 |
| Total capital | 231,341,000 | 243,211,000 | 264,015,000 | 277,673,000 |
| Risk-weighted assets | 1,702,498,000 | 1,755,386,000 | 1,834,753,000 | 1,870,081,000 |
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