Call reports 2020
CEDAR RAPIDS BANK AND TRUST COMPANY — 2020
What CEDAR RAPIDS BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,723,099,000 | 2,024,127,000 | 2,017,576,000 | 1,958,692,000 |
| Total loans | 1,159,454,000 | 1,380,672,000 | 1,387,373,000 | 1,362,056,000 |
| Allowance for loan losses | 15,626,000 | 22,331,000 | 30,835,000 | 32,005,000 |
| Securities available for sale | 80,067,000 | 112,685,000 | 119,956,000 | 123,898,000 |
| Securities held to maturity | 137,891,000 | 139,356,000 | 140,375,000 | 146,256,000 |
| Trading assets | 167,164,000 | 193,287,000 | 205,736,000 | 196,508,000 |
| Total deposits | 1,247,989,000 | 1,351,785,000 | 1,399,268,000 | 1,378,113,000 |
| Interest-bearing deposits | 1,041,528,000 | 1,035,380,000 | 1,043,667,000 | 988,157,000 |
| Noninterest-bearing deposits | 206,461,000 | 316,405,000 | 355,601,000 | 389,956,000 |
| Equity capital | 186,728,000 | 198,906,000 | 211,828,000 | 215,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,981,000 | 29,966,000 | 45,986,000 | 61,564,000 |
| Interest expense | 3,599,000 | 5,537,000 | 6,907,000 | 8,707,000 |
| Net interest income | 11,382,000 | 24,429,000 | 39,079,000 | 52,857,000 |
| Noninterest income | 7,898,000 | 28,194,000 | 55,375,000 | 62,679,000 |
| Noninterest expense | 9,125,000 | 21,312,000 | 37,608,000 | 55,312,000 |
| Provision for loan losses | 2,250,000 | 9,410,000 | 18,288,000 | 19,438,000 |
| Pretax income | 7,905,000 | 21,901,000 | 39,118,000 | 41,964,000 |
| Income tax | 1,444,000 | 4,397,000 | 8,177,000 | 8,074,000 |
| Net income | 6,461,000 | 17,504,000 | 30,941,000 | 33,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,693,000 | 179,841,000 | 193,384,000 | 196,438,000 |
| Total capital | 184,319,000 | 200,479,000 | 214,219,000 | 217,227,000 |
| Risk-weighted assets | 1,509,816,000 | 1,650,431,000 | 1,658,206,000 | 1,653,362,000 |
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