Call reports 2019
CEDAR RAPIDS BANK AND TRUST COMPANY — 2019
What CEDAR RAPIDS BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,449,254,000 | 1,529,816,000 | 1,595,080,000 | 1,575,250,000 |
| Total loans | 1,076,166,000 | 1,100,824,000 | 1,148,952,000 | 1,174,963,000 |
| Allowance for loan losses | 12,824,000 | 13,153,000 | 13,389,000 | 13,371,000 |
| Securities available for sale | 71,313,000 | 70,490,000 | 69,423,000 | 67,942,000 |
| Securities held to maturity | 123,773,000 | 123,483,000 | 120,077,000 | 129,322,000 |
| Trading assets | 31,851,000 | 57,219,000 | 90,243,000 | 75,280,000 |
| Total deposits | 1,227,012,000 | 1,283,136,000 | 1,271,832,000 | 1,248,608,000 |
| Interest-bearing deposits | 1,041,862,000 | 1,115,370,000 | 1,072,530,000 | 1,034,146,000 |
| Noninterest-bearing deposits | 185,150,000 | 167,766,000 | 199,302,000 | 214,462,000 |
| Equity capital | 157,615,000 | 165,696,000 | 174,268,000 | 180,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,699,000 | 30,121,000 | 46,399,000 | 62,065,000 |
| Interest expense | 4,292,000 | 8,928,000 | 13,728,000 | 17,764,000 |
| Net interest income | 10,407,000 | 21,193,000 | 32,671,000 | 44,301,000 |
| Noninterest income | 5,434,000 | 14,408,000 | 24,724,000 | 34,567,000 |
| Noninterest expense | 8,810,000 | 19,267,000 | 30,597,000 | 42,661,000 |
| Provision for loan losses | 425,000 | 725,000 | 875,000 | 1,080,000 |
| Pretax income | 6,606,000 | 15,609,000 | 25,880,000 | 35,084,000 |
| Income tax | 1,289,000 | 3,211,000 | 5,415,000 | 7,367,000 |
| Net income | 5,317,000 | 12,398,000 | 20,465,000 | 27,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,406,000 | 146,594,000 | 154,769,000 | 162,127,000 |
| Total capital | 152,230,000 | 159,747,000 | 168,158,000 | 175,498,000 |
| Risk-weighted assets | 1,313,785,000 | 1,381,792,000 | 1,444,049,000 | 1,474,413,000 |