Call reports 2018
CEDAR RAPIDS BANK AND TRUST COMPANY — 2018
What CEDAR RAPIDS BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,332,785,000 | 1,346,942,000 | 1,355,778,000 | 1,380,430,000 |
| Total loans | 1,011,971,000 | 1,034,057,000 | 1,046,053,000 | 1,037,470,000 |
| Allowance for loan losses | 12,527,000 | 13,211,000 | 13,227,000 | 12,310,000 |
| Securities available for sale | 78,551,000 | 75,728,000 | 73,412,000 | 72,688,000 |
| Securities held to maturity | 134,925,000 | 131,020,000 | 126,875,000 | 126,389,000 |
| Trading assets | 2,668,000 | 3,716,000 | 3,813,000 | 19,439,000 |
| Total deposits | 1,058,254,000 | 1,080,689,000 | 1,085,998,000 | 1,162,519,000 |
| Interest-bearing deposits | 881,085,000 | 916,340,000 | 883,013,000 | 967,574,000 |
| Noninterest-bearing deposits | 177,169,000 | 164,349,000 | 202,985,000 | 194,945,000 |
| Equity capital | 147,308,000 | 147,371,000 | 148,484,000 | 151,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,365,000 | 26,820,000 | 41,030,000 | 55,500,000 |
| Interest expense | 2,529,000 | 5,503,000 | 8,880,000 | 12,462,000 |
| Net interest income | 10,836,000 | 21,317,000 | 32,150,000 | 43,038,000 |
| Noninterest income | 3,380,000 | 7,281,000 | 10,675,000 | 17,528,000 |
| Noninterest expense | 7,757,000 | 15,474,000 | 23,042,000 | 33,027,000 |
| Provision for loan losses | 602,000 | 1,230,000 | 1,682,000 | 1,833,000 |
| Pretax income | 5,857,000 | 11,894,000 | 18,101,000 | 25,706,000 |
| Income tax | 1,113,000 | 2,278,000 | 3,457,000 | 5,026,000 |
| Net income | 4,744,000 | 9,616,000 | 14,644,000 | 20,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,507,000 | 130,203,000 | 131,839,000 | 133,982,000 |
| Total capital | 142,034,000 | 143,414,000 | 145,066,000 | 146,292,000 |
| Risk-weighted assets | 1,187,479,000 | 1,220,025,000 | 1,230,781,000 | 1,266,371,000 |