Call reports 2016
CEDAR RAPIDS BANK AND TRUST COMPANY — 2016
What CEDAR RAPIDS BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 888,654,000 | 907,275,000 | 890,378,000 | 915,989,000 |
| Total loans | 628,580,000 | 648,727,000 | 634,929,000 | 652,212,000 |
| Allowance for loan losses | 10,462,000 | 10,687,000 | 10,715,000 | 10,899,000 |
| Securities available for sale | 76,497,000 | 69,587,000 | 67,805,000 | 63,067,000 |
| Securities held to maturity | 110,310,000 | 117,496,000 | 109,904,000 | 126,915,000 |
| Trading assets | 3,931,000 | 5,078,000 | 4,623,000 | 1,213,000 |
| Total deposits | 686,549,000 | 690,377,000 | 727,449,000 | 747,789,000 |
| Interest-bearing deposits | 564,984,000 | 572,390,000 | 602,881,000 | 619,602,000 |
| Noninterest-bearing deposits | 121,565,000 | 117,987,000 | 124,568,000 | 128,187,000 |
| Equity capital | 99,736,000 | 103,323,000 | 97,037,000 | 98,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,104,000 | 16,342,000 | 25,056,000 | 33,697,000 |
| Interest expense | 1,079,000 | 2,181,000 | 3,301,000 | 4,492,000 |
| Net interest income | 7,025,000 | 14,161,000 | 21,755,000 | 29,205,000 |
| Noninterest income | 3,147,000 | 5,870,000 | 7,743,000 | 10,051,000 |
| Noninterest expense | 5,720,000 | 11,111,000 | 16,115,000 | 21,648,000 |
| Provision for loan losses | 550,000 | 700,000 | 700,000 | 950,000 |
| Pretax income | 4,039,000 | 8,375,000 | 12,838,000 | 16,813,000 |
| Income tax | 987,000 | 2,077,000 | 3,162,000 | 4,084,000 |
| Net income | 3,052,000 | 6,298,000 | 9,676,000 | 12,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,032,000 | 100,331,000 | 94,266,000 | 96,369,000 |
| Total capital | 106,576,000 | 110,325,000 | 104,206,000 | 106,791,000 |
| Risk-weighted assets | 762,076,000 | 798,263,000 | 793,900,000 | 832,793,000 |