Call reports 2015
CEDAR RAPIDS BANK AND TRUST COMPANY — 2015
What CEDAR RAPIDS BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 855,417,000 | 865,459,000 | 871,177,000 | 870,345,000 |
| Total loans | 589,345,000 | 598,002,000 | 617,215,000 | 616,615,000 |
| Allowance for loan losses | 8,465,000 | 9,336,000 | 9,851,000 | 9,912,000 |
| Securities available for sale | 91,466,000 | 84,370,000 | 79,202,000 | 76,755,000 |
| Securities held to maturity | 100,238,000 | 104,773,000 | 104,394,000 | 107,527,000 |
| Trading assets | 2,454,000 | 1,286,000 | 2,188,000 | 1,531,000 |
| Total deposits | 648,413,000 | 649,588,000 | 685,537,000 | 680,678,000 |
| Interest-bearing deposits | 530,639,000 | 536,384,000 | 566,832,000 | 554,879,000 |
| Noninterest-bearing deposits | 117,774,000 | 113,204,000 | 118,705,000 | 125,799,000 |
| Equity capital | 73,755,000 | 94,378,000 | 96,307,000 | 98,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,793,000 | 15,576,000 | 23,625,000 | 31,577,000 |
| Interest expense | 1,435,000 | 2,696,000 | 3,787,000 | 4,941,000 |
| Net interest income | 6,358,000 | 12,880,000 | 19,838,000 | 26,636,000 |
| Noninterest income | 2,204,000 | 3,762,000 | 6,647,000 | 8,722,000 |
| Noninterest expense | 5,416,000 | 14,306,000 | 19,534,000 | 24,192,000 |
| Provision for loan losses | 600,000 | 1,100,000 | 1,650,000 | 1,750,000 |
| Pretax income | 2,602,000 | 1,292,000 | 5,357,000 | 9,472,000 |
| Income tax | 434,000 | -663,000 | 385,000 | 1,364,000 |
| Net income | 2,168,000 | 1,955,000 | 4,972,000 | 8,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,088,000 | 92,223,000 | 93,784,000 | 96,118,000 |
| Total capital | 79,553,000 | 101,472,000 | 103,138,000 | 105,285,000 |
| Risk-weighted assets | 709,526,000 | 738,894,000 | 746,943,000 | 731,717,000 |