Call reports 2006
CEDAR RAPIDS BANK AND TRUST COMPANY — 2006
What CEDAR RAPIDS BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 292,555,000 | 309,619,000 | 326,544,000 | 342,574,000 |
| Total loans | 209,487,000 | 225,017,000 | 232,263,000 | 245,379,000 |
| Allowance for loan losses | 2,869,000 | 3,113,000 | 3,331,000 | 3,227,000 |
| Securities available for sale | 55,405,000 | 56,883,000 | 58,976,000 | 56,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,392,000 | 219,678,000 | 233,998,000 | 243,502,000 |
| Interest-bearing deposits | 173,731,000 | 180,793,000 | 195,756,000 | 201,137,000 |
| Noninterest-bearing deposits | 32,661,000 | 38,885,000 | 38,242,000 | 42,365,000 |
| Equity capital | 25,445,000 | 24,677,000 | 24,931,000 | 24,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,141,000 | 8,625,000 | 13,468,000 | 18,538,000 |
| Interest expense | 2,121,000 | 4,455,000 | 7,087,000 | 9,908,000 |
| Net interest income | 2,020,000 | 4,170,000 | 6,381,000 | 8,630,000 |
| Noninterest income | 483,000 | 1,026,000 | 1,542,000 | 2,117,000 |
| Noninterest expense | 1,682,000 | 3,602,000 | 5,505,000 | 7,430,000 |
| Provision for loan losses | 259,000 | 501,000 | 719,000 | 954,000 |
| Pretax income | 562,000 | 1,093,000 | 1,699,000 | 2,363,000 |
| Income tax | 174,000 | 339,000 | 530,000 | 727,000 |
| Net income | 388,000 | 754,000 | 1,169,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,758,000 | 25,123,000 | 25,137,000 | 25,104,000 |
| Total capital | 28,627,000 | 28,236,000 | 28,421,000 | 28,331,000 |
| Risk-weighted assets | 259,025,000 | 266,816,000 | 262,709,000 | 276,366,000 |
Machine access — free, no API key
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