Call reports 2013
HULL STATE BANK — 2013
What HULL STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 51,189,000 | 47,100,000 | 46,541,000 | 46,064,000 |
| Total loans | 17,930,000 | 18,692,000 | 18,184,000 | 15,636,000 |
| Allowance for loan losses | 142,000 | 141,000 | 139,000 | 236,000 |
| Securities available for sale | 14,204,000 | 13,333,000 | 11,595,000 | 11,285,000 |
| Securities held to maturity | 54,000 | 52,000 | 50,000 | 48,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,136,000 | 42,209,000 | 41,649,000 | 41,510,000 |
| Interest-bearing deposits | 29,415,000 | 26,367,000 | 27,389,000 | 26,122,000 |
| Noninterest-bearing deposits | 16,721,000 | 15,842,000 | 14,260,000 | 15,388,000 |
| Equity capital | 4,897,000 | 4,774,000 | 4,767,000 | 4,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 860,000 | 1,300,000 | 1,742,000 |
| Interest expense | 26,000 | 51,000 | 74,000 | 97,000 |
| Net interest income | 400,000 | 809,000 | 1,226,000 | 1,645,000 |
| Noninterest income | 89,000 | 180,000 | 264,000 | 343,000 |
| Noninterest expense | 482,000 | 944,000 | 1,419,000 | 2,278,000 |
| Provision for loan losses | 9,000 | 15,000 | 24,000 | 30,000 |
| Pretax income | -2,000 | 30,000 | 47,000 | -320,000 |
| Income tax | 5,000 | 20,000 | 23,000 | -114,000 |
| Net income | -7,000 | 10,000 | 24,000 | -206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,778,000 | 4,795,000 | 4,808,000 | 4,579,000 |
| Total capital | 4,922,000 | 4,936,000 | 4,947,000 | 4,815,000 |
| Risk-weighted assets | 23,791,000 | 23,688,000 | 22,864,000 | 20,707,000 |