Call reports 2012
HULL STATE BANK — 2012
What HULL STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,219,000 | 49,380,000 | 48,421,000 | 48,996,000 |
| Total loans | 19,987,000 | 21,293,000 | 20,272,000 | 18,122,000 |
| Allowance for loan losses | 93,000 | 346,000 | 126,000 | 136,000 |
| Securities available for sale | 14,046,000 | 13,111,000 | 11,424,000 | 11,818,000 |
| Securities held to maturity | 63,000 | 61,000 | 59,000 | 57,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,104,000 | 44,401,000 | 43,213,000 | 43,898,000 |
| Interest-bearing deposits | 32,269,000 | 30,698,000 | 28,879,000 | 29,668,000 |
| Noninterest-bearing deposits | 14,835,000 | 13,703,000 | 14,334,000 | 14,230,000 |
| Equity capital | 4,943,000 | 4,786,000 | 4,962,000 | 4,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 991,000 | 1,500,000 | 1,956,000 |
| Interest expense | 36,000 | 69,000 | 98,000 | 125,000 |
| Net interest income | 444,000 | 922,000 | 1,402,000 | 1,831,000 |
| Noninterest income | 93,000 | 191,000 | 281,000 | 371,000 |
| Noninterest expense | 490,000 | 1,018,000 | 1,511,000 | 2,007,000 |
| Provision for loan losses | 2,000 | 258,000 | 222,000 | 240,000 |
| Pretax income | 45,000 | -163,000 | -50,000 | -45,000 |
| Income tax | 15,000 | 0 | 0 | -14,000 |
| Net income | 30,000 | -163,000 | -50,000 | -31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,845,000 | 4,652,000 | 4,765,000 | 4,784,000 |
| Total capital | 4,938,000 | 5,000,000 | 4,894,000 | 4,923,000 |
| Risk-weighted assets | 35,401,000 | 37,832,000 | 36,656,000 | 31,293,000 |