Call reports 2011
HULL STATE BANK — 2011
What HULL STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 49,199,000 | 47,673,000 | 48,428,000 | 49,576,000 |
| Total loans | 22,342,000 | 22,269,000 | 21,226,000 | 20,109,000 |
| Allowance for loan losses | 70,000 | 103,000 | 109,000 | 114,000 |
| Securities available for sale | 12,285,000 | 10,698,000 | 11,014,000 | 8,285,000 |
| Securities held to maturity | 76,000 | 72,000 | 67,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,140,000 | 42,572,000 | 43,281,000 | 44,490,000 |
| Interest-bearing deposits | 31,385,000 | 29,605,000 | 31,603,000 | 29,993,000 |
| Noninterest-bearing deposits | 12,755,000 | 12,967,000 | 11,678,000 | 14,497,000 |
| Equity capital | 4,823,000 | 4,867,000 | 4,922,000 | 4,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,019,000 | 1,530,000 | 2,020,000 |
| Interest expense | 50,000 | 96,000 | 137,000 | 175,000 |
| Net interest income | 484,000 | 923,000 | 1,393,000 | 1,845,000 |
| Noninterest income | 110,000 | 221,000 | 327,000 | 426,000 |
| Noninterest expense | 507,000 | 1,025,000 | 1,527,000 | 2,051,000 |
| Provision for loan losses | -33,000 | 1,000 | 7,000 | 16,000 |
| Pretax income | 120,000 | 118,000 | 186,000 | 204,000 |
| Income tax | 30,000 | 40,000 | 50,000 | 52,000 |
| Net income | 90,000 | 78,000 | 136,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,754,000 | 4,742,000 | 4,800,000 | 4,815,000 |
| Total capital | 4,824,000 | 4,845,000 | 4,909,000 | 4,929,000 |
| Risk-weighted assets | 33,197,000 | 26,425,000 | 34,058,000 | 36,318,000 |