Call reports 2010
HULL STATE BANK — 2010
What HULL STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 47,647,000 | 47,195,000 | 48,865,000 | 47,035,000 |
| Total loans | 21,642,000 | 22,797,000 | 23,354,000 | 21,783,000 |
| Allowance for loan losses | 76,000 | 48,000 | 95,000 | 103,000 |
| Securities available for sale | 14,211,000 | 12,279,000 | 11,862,000 | 12,256,000 |
| Securities held to maturity | 86,000 | 84,000 | 81,000 | 79,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,632,000 | 42,286,000 | 43,772,000 | 42,003,000 |
| Interest-bearing deposits | 30,507,000 | 29,177,000 | 30,988,000 | 29,858,000 |
| Noninterest-bearing deposits | 12,125,000 | 13,109,000 | 12,784,000 | 12,145,000 |
| Equity capital | 4,774,000 | 4,827,000 | 4,868,000 | 4,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 573,000 | 1,147,000 | 1,728,000 | 2,268,000 |
| Interest expense | 74,000 | 141,000 | 205,000 | 262,000 |
| Net interest income | 499,000 | 1,006,000 | 1,523,000 | 2,006,000 |
| Noninterest income | 131,000 | 215,000 | 328,000 | 422,000 |
| Noninterest expense | 556,000 | 1,085,000 | 1,605,000 | 2,119,000 |
| Provision for loan losses | -21,000 | -34,000 | 23,000 | 37,000 |
| Pretax income | 95,000 | 170,000 | 223,000 | 272,000 |
| Income tax | 0 | 0 | 0 | 85,000 |
| Net income | 95,000 | 170,000 | 223,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,575,000 | 4,646,000 | 4,699,000 | 4,663,000 |
| Total capital | 4,653,000 | 4,694,000 | 4,795,000 | 4,766,000 |
| Risk-weighted assets | 34,026,000 | 32,595,000 | 32,877,000 | 31,186,000 |