Call reports 2009
HULL STATE BANK — 2009
What HULL STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 50,837,000 | 47,548,000 | 45,158,000 | 45,455,000 |
| Total loans | 22,331,000 | 22,525,000 | 21,621,000 | 20,952,000 |
| Allowance for loan losses | 159,000 | 175,000 | 194,000 | 98,000 |
| Securities available for sale | 16,847,000 | 15,057,000 | 14,670,000 | 14,281,000 |
| Securities held to maturity | 99,000 | 96,000 | 93,000 | 89,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,560,000 | 42,333,000 | 40,386,000 | 40,555,000 |
| Interest-bearing deposits | 31,275,000 | 29,486,000 | 29,034,000 | 29,355,000 |
| Noninterest-bearing deposits | 14,285,000 | 12,847,000 | 11,352,000 | 11,200,000 |
| Equity capital | 4,963,000 | 4,926,000 | 4,552,000 | 4,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,249,000 | 1,814,000 | 2,396,000 |
| Interest expense | 103,000 | 200,000 | 285,000 | 366,000 |
| Net interest income | 538,000 | 1,049,000 | 1,529,000 | 2,030,000 |
| Noninterest income | 97,000 | 203,000 | 328,000 | 442,000 |
| Noninterest expense | 483,000 | 1,005,000 | 1,524,000 | 2,100,000 |
| Provision for loan losses | -11,000 | 18,000 | 737,000 | 646,000 |
| Pretax income | 163,000 | 229,000 | -404,000 | -274,000 |
| Income tax | 53,000 | 94,000 | -94,000 | -98,000 |
| Net income | 110,000 | 135,000 | -310,000 | -176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,762,000 | 4,787,000 | 4,342,000 | 4,476,000 |
| Total capital | 4,924,000 | 4,965,000 | 4,536,000 | 4,580,000 |
| Risk-weighted assets | 27,196,000 | 26,386,000 | 25,322,000 | 24,840,000 |