Call reports 2025
NATIONAL BANK OF ST. ANNE — 2025
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 134,010,000 | 135,513,000 | 137,355,000 | 140,608,000 |
| Total loans | 104,726,000 | 107,743,000 | 113,055,000 | 115,922,000 |
| Allowance for loan losses | 1,065,000 | 1,116,000 | 1,172,000 | 1,230,000 |
| Securities available for sale | 10,886,000 | 9,889,000 | 8,935,000 | 8,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,275,000 | 118,029,000 | 119,421,000 | 124,786,000 |
| Interest-bearing deposits | 94,334,000 | 92,260,000 | 94,387,000 | 98,765,000 |
| Noninterest-bearing deposits | 24,941,000 | 25,769,000 | 25,034,000 | 26,021,000 |
| Equity capital | 13,237,000 | 13,631,000 | 14,071,000 | 14,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,861,000 | 3,804,000 | 5,867,000 | 7,960,000 |
| Interest expense | 461,000 | 939,000 | 1,441,000 | 1,977,000 |
| Net interest income | 1,400,000 | 2,865,000 | 4,426,000 | 5,983,000 |
| Noninterest income | 170,000 | 321,000 | 510,000 | 745,000 |
| Noninterest expense | 1,125,000 | 2,175,000 | 3,307,000 | 4,448,000 |
| Provision for loan losses | 52,000 | 108,000 | 164,000 | 222,000 |
| Pretax income | 391,000 | 899,000 | 1,461,000 | 2,054,000 |
| Income tax | 110,000 | 258,000 | 420,000 | 484,000 |
| Net income | 281,000 | 641,000 | 1,041,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,534,000 | 11,895,000 | 12,294,000 | 12,823,000 |
| Total capital | 12,616,000 | 13,030,000 | 13,485,000 | 14,072,000 |
| Risk-weighted assets | 109,574,000 | 106,241,000 | 112,431,000 | 112,906,000 |