Call reports 2024
NATIONAL BANK OF ST. ANNE — 2024
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 129,925,000 | 133,166,000 | 134,147,000 | 135,611,000 |
| Total loans | 97,282,000 | 102,442,000 | 103,788,000 | 104,289,000 |
| Allowance for loan losses | 1,037,000 | 1,061,000 | 1,090,000 | 1,062,000 |
| Securities available for sale | 14,327,000 | 12,337,000 | 12,592,000 | 12,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,133,000 | 109,407,000 | 112,588,000 | 120,521,000 |
| Interest-bearing deposits | 83,646,000 | 86,587,000 | 93,118,000 | 93,464,000 |
| Noninterest-bearing deposits | 26,487,000 | 22,820,000 | 19,470,000 | 27,057,000 |
| Equity capital | 12,538,000 | 12,874,000 | 13,225,000 | 12,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,706,000 | 3,508,000 | 5,398,000 | 7,227,000 |
| Interest expense | 483,000 | 989,000 | 1,595,000 | 2,108,000 |
| Net interest income | 1,223,000 | 2,519,000 | 3,803,000 | 5,119,000 |
| Noninterest income | 181,000 | 356,000 | 885,000 | 1,083,000 |
| Noninterest expense | 1,080,000 | 2,130,000 | 3,555,000 | 4,820,000 |
| Provision for loan losses | 16,000 | 40,000 | 69,000 | 88,000 |
| Pretax income | 308,000 | 705,000 | 1,077,000 | 1,307,000 |
| Income tax | 90,000 | 193,000 | 299,000 | 344,000 |
| Net income | 218,000 | 512,000 | 778,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,108,000 | 11,402,000 | 11,518,000 | 11,353,000 |
| Total capital | 12,173,000 | 12,491,000 | 12,623,000 | 12,430,000 |
| Risk-weighted assets | 103,389,000 | 108,052,000 | 109,345,000 | 110,395,000 |