Call reports 2023
NATIONAL BANK OF ST. ANNE — 2023
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 130,803,000 | 125,395,000 | 127,587,000 | 135,590,000 |
| Total loans | 87,132,000 | 89,982,000 | 93,851,000 | 99,290,000 |
| Allowance for loan losses | 998,000 | 1,005,000 | 1,013,000 | 1,021,000 |
| Securities available for sale | 16,759,000 | 14,536,000 | 14,440,000 | 14,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,508,000 | 99,540,000 | 98,522,000 | 106,234,000 |
| Interest-bearing deposits | 76,234,000 | 73,639,000 | 73,237,000 | 78,959,000 |
| Noninterest-bearing deposits | 30,274,000 | 25,901,000 | 25,285,000 | 27,275,000 |
| Equity capital | 12,365,000 | 12,421,000 | 12,538,000 | 12,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,395,000 | 2,863,000 | 4,406,000 | 6,116,000 |
| Interest expense | 178,000 | 417,000 | 696,000 | 1,154,000 |
| Net interest income | 1,217,000 | 2,446,000 | 3,710,000 | 4,962,000 |
| Noninterest income | 153,000 | 335,000 | 502,000 | 653,000 |
| Noninterest expense | 967,000 | 1,964,000 | 3,023,000 | 4,107,000 |
| Provision for loan losses | 12,000 | 19,000 | 28,000 | 36,000 |
| Pretax income | 379,000 | 781,000 | 1,139,000 | 1,444,000 |
| Income tax | 105,000 | 211,000 | 319,000 | 432,000 |
| Net income | 274,000 | 570,000 | 820,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,902,000 | 11,098,000 | 11,248,000 | 11,140,000 |
| Total capital | 11,912,000 | 12,120,000 | 12,283,000 | 12,189,000 |
| Risk-weighted assets | 91,283,000 | 93,813,000 | 99,215,000 | 103,953,000 |