Call reports 2021
NATIONAL BANK OF ST. ANNE — 2021
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 111,867,000 | 107,804,000 | 110,895,000 | 121,306,000 |
| Total loans | 76,982,000 | 80,111,000 | 82,143,000 | 81,917,000 |
| Allowance for loan losses | 910,000 | 946,000 | 971,000 | 961,000 |
| Securities available for sale | 5,835,000 | 6,556,000 | 6,186,000 | 6,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,751,000 | 95,492,000 | 98,161,000 | 108,333,000 |
| Interest-bearing deposits | 73,356,000 | 75,441,000 | 79,060,000 | 81,254,000 |
| Noninterest-bearing deposits | 23,395,000 | 20,051,000 | 19,101,000 | 27,079,000 |
| Equity capital | 10,637,000 | 11,816,000 | 12,151,000 | 12,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,091,000 | 3,173,000 | 4,258,000 |
| Interest expense | 87,000 | 158,000 | 226,000 | 295,000 |
| Net interest income | 939,000 | 1,933,000 | 2,947,000 | 3,963,000 |
| Noninterest income | 472,000 | 845,000 | 1,147,000 | 1,375,000 |
| Noninterest expense | 830,000 | 1,670,000 | 2,500,000 | 3,368,000 |
| Provision for loan losses | 36,000 | 72,000 | 97,000 | 123,000 |
| Pretax income | 545,000 | 1,036,000 | 1,497,000 | 1,847,000 |
| Income tax | 164,000 | 307,000 | 447,000 | 496,000 |
| Net income | 381,000 | 729,000 | 1,050,000 | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,718,000 | 9,902,000 | 10,223,000 | 10,342,000 |
| Total capital | 9,628,000 | 10,848,000 | 11,194,000 | 11,303,000 |
| Risk-weighted assets | 77,830,000 | 81,797,000 | 84,635,000 | 86,170,000 |