Call reports 2020
NATIONAL BANK OF ST. ANNE — 2020
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 82,169,000 | 91,106,000 | 95,708,000 | 104,480,000 |
| Total loans | 59,206,000 | 69,158,000 | 72,324,000 | 74,936,000 |
| Allowance for loan losses | 657,000 | 758,000 | 838,000 | 874,000 |
| Securities available for sale | 2,691,000 | 2,264,000 | 3,042,000 | 6,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,856,000 | 76,701,000 | 81,156,000 | 89,985,000 |
| Interest-bearing deposits | 57,044,000 | 59,889,000 | 55,388,000 | 59,264,000 |
| Noninterest-bearing deposits | 14,812,000 | 16,812,000 | 25,768,000 | 30,721,000 |
| Equity capital | 9,564,000 | 9,921,000 | 10,087,000 | 10,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 939,000 | 1,889,000 | 2,922,000 | 3,969,000 |
| Interest expense | 200,000 | 387,000 | 517,000 | 617,000 |
| Net interest income | 739,000 | 1,502,000 | 2,405,000 | 3,352,000 |
| Noninterest income | 155,000 | 646,000 | 1,100,000 | 1,516,000 |
| Noninterest expense | 637,000 | 1,387,000 | 2,143,000 | 2,894,000 |
| Provision for loan losses | 82,000 | 182,000 | 262,000 | 378,000 |
| Pretax income | 175,000 | 579,000 | 1,100,000 | 1,596,000 |
| Income tax | 63,000 | 170,000 | 326,000 | 430,000 |
| Net income | 112,000 | 409,000 | 774,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,683,000 | 7,980,000 | 8,145,000 | 8,337,000 |
| Total capital | 8,340,000 | 8,738,000 | 8,983,000 | 9,211,000 |
| Risk-weighted assets | 62,536,000 | 67,708,000 | 71,064,000 | 77,215,000 |