Call reports 2019
NATIONAL BANK OF ST. ANNE — 2019
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 57,758,000 | 57,595,000 | 74,758,000 | 85,025,000 |
| Total loans | 47,323,000 | 48,773,000 | 52,579,000 | 54,826,000 |
| Allowance for loan losses | 497,000 | 517,000 | 539,000 | 575,000 |
| Securities available for sale | 2,099,000 | 2,120,000 | 2,123,000 | 1,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,655,000 | 48,182,000 | 65,141,000 | 74,707,000 |
| Interest-bearing deposits | 37,523,000 | 38,317,000 | 53,424,000 | 56,222,000 |
| Noninterest-bearing deposits | 10,131,000 | 9,865,000 | 11,717,000 | 18,485,000 |
| Equity capital | 7,492,000 | 7,677,000 | 8,901,000 | 9,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,391,000 | 2,215,000 | 3,095,000 |
| Interest expense | 87,000 | 193,000 | 385,000 | 583,000 |
| Net interest income | 595,000 | 1,198,000 | 1,830,000 | 2,512,000 |
| Noninterest income | 46,000 | 137,000 | 252,000 | 422,000 |
| Noninterest expense | 427,000 | 861,000 | 1,447,000 | 2,078,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 99,000 |
| Pretax income | 193,000 | 432,000 | 572,000 | 757,000 |
| Income tax | 55,000 | 125,000 | 164,000 | 204,000 |
| Net income | 138,000 | 307,000 | 408,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,635,000 | 5,804,000 | 7,026,000 | 7,671,000 |
| Total capital | 6,132,000 | 6,321,000 | 7,565,000 | 8,246,000 |
| Risk-weighted assets | 46,733,000 | 48,320,000 | 54,051,000 | 56,839,000 |