Call reports 2018
NATIONAL BANK OF ST. ANNE — 2018
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 52,786,000 | 53,574,000 | 57,111,000 | 58,945,000 |
| Total loans | 39,411,000 | 41,852,000 | 43,441,000 | 44,745,000 |
| Allowance for loan losses | 402,000 | 425,000 | 460,000 | 475,000 |
| Securities available for sale | 3,127,000 | 3,120,000 | 3,117,000 | 3,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,536,000 | 44,806,000 | 47,044,000 | 49,013,000 |
| Interest-bearing deposits | 32,274,000 | 34,905,000 | 36,517,000 | 37,124,000 |
| Noninterest-bearing deposits | 11,262,000 | 9,901,000 | 10,527,000 | 11,889,000 |
| Equity capital | 6,592,000 | 6,657,000 | 7,442,000 | 7,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,176,000 | 1,823,000 | 2,500,000 |
| Interest expense | 34,000 | 72,000 | 137,000 | 217,000 |
| Net interest income | 540,000 | 1,104,000 | 1,686,000 | 2,283,000 |
| Noninterest income | 50,000 | 129,000 | 186,000 | 255,000 |
| Noninterest expense | 362,000 | 748,000 | 1,170,000 | 1,587,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 213,000 | 455,000 | 657,000 | 891,000 |
| Income tax | 61,000 | 132,000 | 190,000 | 239,000 |
| Net income | 152,000 | 323,000 | 467,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,751,000 | 4,823,000 | 5,612,000 | 5,497,000 |
| Total capital | 5,153,000 | 5,248,000 | 6,072,000 | 5,972,000 |
| Risk-weighted assets | 38,072,000 | 40,383,000 | 42,468,000 | 44,077,000 |