Call reports 2017
NATIONAL BANK OF ST. ANNE — 2017
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 50,951,000 | 49,961,000 | 53,283,000 | 53,751,000 |
| Total loans | 34,341,000 | 37,996,000 | 37,817,000 | 38,359,000 |
| Allowance for loan losses | 361,000 | 376,000 | 393,000 | 393,000 |
| Securities available for sale | 2,746,000 | 2,758,000 | 2,758,000 | 2,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,858,000 | 40,972,000 | 43,942,000 | 45,904,000 |
| Interest-bearing deposits | 31,840,000 | 32,882,000 | 33,390,000 | 34,325,000 |
| Noninterest-bearing deposits | 10,018,000 | 8,090,000 | 10,551,000 | 11,579,000 |
| Equity capital | 6,327,000 | 6,448,000 | 6,525,000 | 6,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,047,000 | 1,606,000 | 2,179,000 |
| Interest expense | 26,000 | 52,000 | 88,000 | 125,000 |
| Net interest income | 483,000 | 995,000 | 1,518,000 | 2,054,000 |
| Noninterest income | 46,000 | 116,000 | 277,000 | 343,000 |
| Noninterest expense | 354,000 | 711,000 | 1,059,000 | 1,421,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 55,000 |
| Pretax income | 175,000 | 385,000 | 706,000 | 921,000 |
| Income tax | 60,000 | 157,000 | 300,000 | 309,000 |
| Net income | 115,000 | 228,000 | 406,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,432,000 | 4,566,000 | 4,644,000 | 4,600,000 |
| Total capital | 4,793,000 | 4,942,000 | 5,037,000 | 4,993,000 |
| Risk-weighted assets | 33,951,000 | 36,555,000 | 36,564,000 | 37,105,000 |