Call reports 2014
NATIONAL BANK OF ST. ANNE — 2014
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 51,710,000 | 47,444,000 | 48,571,000 | 50,169,000 |
| Total loans | 27,599,000 | 28,948,000 | 29,996,000 | 29,809,000 |
| Allowance for loan losses | 297,000 | 303,000 | 280,000 | 294,000 |
| Securities available for sale | 3,674,000 | 3,669,000 | 3,165,000 | 3,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,230,000 | 40,913,000 | 40,645,000 | 40,307,000 |
| Interest-bearing deposits | 33,205,000 | 30,840,000 | 32,680,000 | 31,137,000 |
| Noninterest-bearing deposits | 12,025,000 | 10,073,000 | 7,965,000 | 9,170,000 |
| Equity capital | 6,220,000 | 6,271,000 | 6,363,000 | 6,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 905,000 | 1,344,000 | 1,820,000 |
| Interest expense | 22,000 | 44,000 | 67,000 | 91,000 |
| Net interest income | 416,000 | 861,000 | 1,277,000 | 1,729,000 |
| Noninterest income | 22,000 | 44,000 | 116,000 | 156,000 |
| Noninterest expense | 329,000 | 674,000 | 1,014,000 | 1,347,000 |
| Provision for loan losses | 6,000 | 12,000 | 47,000 | 62,000 |
| Pretax income | 103,000 | 219,000 | 332,000 | 476,000 |
| Income tax | 24,000 | 88,000 | 109,000 | 129,000 |
| Net income | 79,000 | 131,000 | 223,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,105,000 | 4,178,000 | 4,285,000 | 4,152,000 |
| Total capital | 4,402,000 | 4,481,000 | 4,565,000 | 4,446,000 |
| Risk-weighted assets | 27,129,000 | 28,605,000 | 29,880,000 | 30,249,000 |