Call reports 2013
NATIONAL BANK OF ST. ANNE — 2013
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,203,000 | 47,807,000 | 48,229,000 | 49,371,000 |
| Total loans | 27,457,000 | 26,763,000 | 27,416,000 | 28,031,000 |
| Allowance for loan losses | 316,000 | 279,000 | 285,000 | 291,000 |
| Securities available for sale | 2,397,000 | 2,887,000 | 3,335,000 | 3,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,702,000 | 41,397,000 | 41,731,000 | 42,932,000 |
| Interest-bearing deposits | 34,596,000 | 32,569,000 | 32,649,000 | 32,244,000 |
| Noninterest-bearing deposits | 11,106,000 | 8,827,000 | 9,081,000 | 10,688,000 |
| Equity capital | 6,247,000 | 6,143,000 | 6,263,000 | 6,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 895,000 | 1,343,000 | 1,788,000 |
| Interest expense | 29,000 | 56,000 | 81,000 | 103,000 |
| Net interest income | 410,000 | 839,000 | 1,262,000 | 1,685,000 |
| Noninterest income | 23,000 | 42,000 | 61,000 | 81,000 |
| Noninterest expense | 317,000 | 630,000 | 922,000 | 1,231,000 |
| Provision for loan losses | 6,000 | 199,000 | 205,000 | 211,000 |
| Pretax income | 110,000 | 52,000 | 196,000 | 324,000 |
| Income tax | 28,000 | 69,000 | 69,000 | 106,000 |
| Net income | 82,000 | -17,000 | 127,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,052,000 | 3,968,000 | 4,130,000 | 4,008,000 |
| Total capital | 4,368,000 | 4,247,000 | 4,415,000 | 4,299,000 |
| Risk-weighted assets | 27,132,000 | 26,532,000 | 27,172,000 | 27,965,000 |