Call reports 2012
NATIONAL BANK OF ST. ANNE — 2012
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,511,000 | 48,216,000 | 51,735,000 | 49,651,000 |
| Total loans | 24,923,000 | 26,287,000 | 26,064,000 | 27,376,000 |
| Allowance for loan losses | 350,000 | 337,000 | 352,000 | 310,000 |
| Securities available for sale | 723,000 | 2,401,000 | 2,406,000 | 2,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,002,000 | 41,568,000 | 44,976,000 | 41,044,000 |
| Interest-bearing deposits | 29,986,000 | 29,444,000 | 31,602,000 | 31,092,000 |
| Noninterest-bearing deposits | 12,015,000 | 12,124,000 | 13,374,000 | 9,953,000 |
| Equity capital | 6,225,000 | 6,330,000 | 6,406,000 | 6,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 911,000 | 1,368,000 | 1,818,000 |
| Interest expense | 43,000 | 83,000 | 113,000 | 145,000 |
| Net interest income | 416,000 | 828,000 | 1,255,000 | 1,673,000 |
| Noninterest income | 18,000 | 37,000 | 57,000 | 77,000 |
| Noninterest expense | 303,000 | 569,000 | 867,000 | 1,156,000 |
| Provision for loan losses | 15,000 | 34,000 | 49,000 | 268,000 |
| Pretax income | 116,000 | 262,000 | 396,000 | 326,000 |
| Income tax | 36,000 | 82,000 | 144,000 | 113,000 |
| Net income | 80,000 | 180,000 | 252,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,963,000 | 4,081,000 | 4,171,000 | 3,950,000 |
| Total capital | 4,287,000 | 4,415,000 | 4,502,000 | 4,260,000 |
| Risk-weighted assets | 25,935,000 | 26,717,000 | 26,491,000 | 27,223,000 |