Call reports 2011
NATIONAL BANK OF ST. ANNE — 2011
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 46,555,000 | 44,577,000 | 46,182,000 | 55,530,000 |
| Total loans | 24,771,000 | 28,519,000 | 29,956,000 | 26,219,000 |
| Allowance for loan losses | 295,000 | 304,000 | 327,000 | 336,000 |
| Securities available for sale | 520,000 | 525,000 | 530,000 | 528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,246,000 | 38,168,000 | 39,719,000 | 49,013,000 |
| Interest-bearing deposits | 30,654,000 | 29,909,000 | 30,852,000 | 31,133,000 |
| Noninterest-bearing deposits | 9,592,000 | 8,259,000 | 8,868,000 | 17,880,000 |
| Equity capital | 6,022,000 | 6,088,000 | 6,119,000 | 6,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 888,000 | 1,365,000 | 1,849,000 |
| Interest expense | 65,000 | 122,000 | 177,000 | 224,000 |
| Net interest income | 386,000 | 766,000 | 1,188,000 | 1,625,000 |
| Noninterest income | 23,000 | 44,000 | 69,000 | 91,000 |
| Noninterest expense | 278,000 | 571,000 | 866,000 | 1,157,000 |
| Provision for loan losses | 9,000 | 18,000 | 42,000 | 51,000 |
| Pretax income | 122,000 | 221,000 | 349,000 | 508,000 |
| Income tax | 18,000 | 55,000 | 109,000 | 162,000 |
| Net income | 104,000 | 166,000 | 240,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,692,000 | 3,771,000 | 3,817,000 | 3,866,000 |
| Total capital | 3,987,000 | 4,075,000 | 4,144,000 | 4,202,000 |
| Risk-weighted assets | 25,825,000 | 27,644,000 | 28,341,000 | 26,917,000 |