Call reports 2010
NATIONAL BANK OF ST. ANNE — 2010
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 45,295,000 | 43,708,000 | 45,724,000 | 45,737,000 |
| Total loans | 29,496,000 | 29,177,000 | 30,044,000 | 28,874,000 |
| Allowance for loan losses | 293,000 | 278,000 | 378,000 | 286,000 |
| Securities available for sale | 1,264,000 | 764,000 | 524,000 | 516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,770,000 | 37,112,000 | 39,145,000 | 39,529,000 |
| Interest-bearing deposits | 32,642,000 | 31,193,000 | 32,831,000 | 30,683,000 |
| Noninterest-bearing deposits | 6,128,000 | 5,919,000 | 6,314,000 | 8,846,000 |
| Equity capital | 6,065,000 | 6,092,000 | 6,052,000 | 5,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 951,000 | 1,428,000 | 1,918,000 |
| Interest expense | 91,000 | 170,000 | 249,000 | 323,000 |
| Net interest income | 380,000 | 781,000 | 1,179,000 | 1,595,000 |
| Noninterest income | 21,000 | 41,000 | 77,000 | 110,000 |
| Noninterest expense | 310,000 | 621,000 | 921,000 | 1,158,000 |
| Provision for loan losses | 110,000 | 112,000 | 212,000 | 618,000 |
| Pretax income | -19,000 | 89,000 | 123,000 | -71,000 |
| Income tax | 14,000 | 35,000 | 82,000 | -2,000 |
| Net income | -33,000 | 54,000 | 41,000 | -69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,668,000 | 3,713,000 | 3,683,000 | 3,570,000 |
| Total capital | 3,961,000 | 3,991,000 | 4,050,000 | 3,856,000 |
| Risk-weighted assets | 26,392,000 | 28,619,000 | 29,406,000 | 27,782,000 |