Call reports 2009
NATIONAL BANK OF ST. ANNE — 2009
What NATIONAL BANK OF ST. ANNE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 47,544,000 | 44,218,000 | 45,405,000 | 44,286,000 |
| Total loans | 21,600,000 | 23,669,000 | 27,688,000 | 25,690,000 |
| Allowance for loan losses | 230,000 | 230,000 | 165,000 | 183,000 |
| Securities available for sale | 2,557,000 | 2,548,000 | 2,528,000 | 1,270,000 |
| Securities held to maturity | 1,215,000 | 1,191,000 | 1,184,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,315,000 | 36,335,000 | 37,837,000 | 37,678,000 |
| Interest-bearing deposits | 33,716,000 | 30,949,000 | 32,627,000 | 31,035,000 |
| Noninterest-bearing deposits | 5,599,000 | 5,386,000 | 5,210,000 | 6,643,000 |
| Equity capital | 6,162,000 | 6,171,000 | 6,166,000 | 6,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,025,000 | 1,542,000 | 2,056,000 |
| Interest expense | 197,000 | 368,000 | 504,000 | 625,000 |
| Net interest income | 315,000 | 657,000 | 1,038,000 | 1,431,000 |
| Noninterest income | 17,000 | 34,000 | 51,000 | 72,000 |
| Noninterest expense | 272,000 | 548,000 | 860,000 | 1,204,000 |
| Provision for loan losses | 20,000 | 20,000 | 40,000 | 60,000 |
| Pretax income | 40,000 | 123,000 | 189,000 | 259,000 |
| Income tax | 6,000 | 24,000 | 40,000 | 49,000 |
| Net income | 34,000 | 99,000 | 149,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,363,000 | 3,405,000 | 3,442,000 | 3,743,000 |
| Total capital | 3,593,000 | 3,635,000 | 3,607,000 | 3,926,000 |
| Risk-weighted assets | 26,848,000 | 28,588,000 | 30,154,000 | 29,616,000 |